Basic Bank Accounts
Basic Bank Accounts
If you currently have a Bank or Building Society acccount with one of your creditors, in order for your plan to work effectively, you are probably going to need to move your banking to a Bank or Building Society that you don't have any kind of account or credit card with.
This creditor may remove the money from your account to repay their account, leaving you without the money needed for day to day living or priority payments.
Most banks have basic bank accounts which don't have any credit facilities.
To help you, we have compiled a list of basic bank accounts:
| Abbey | Basic Account |
| Barclays | Cash Card |
| Clydesdale Bank | Readycash |
| Co-Operative Bank | Cashminder |
| Halifax | Easycash |
| HSBC | Basic Bank Account |
| Lloyds TSB | Cash Account |
| Nationwide BS | FlexAccount Cash Card |
| Natwest | Step Account |
| Royal Bank of Scotland | Key Account |
| Yorkshire Bank | Readycash |
Northern Ireland
| First Trust Bank | Basic Bank Account |
| Northern Bank | Northern Personal Access |
| Ulster Bank | Step Account |