About us and Our clients

An overview of our services and how we could help you...

Debt.co.uk is the official website of Byrom & Keeley Financial Services. We are experts in Debt Advice and Debt Management Plans.

Key points about our service:

We negotiate on your behalf to reduce your current loan and credit card payments to just one affordable monthly payment.
We do this by requesting that your creditors either freeze or reduce their future interest charges and by doing so; agree to a lower monthly payment.
You pay one monthly payment to ourselves and we will forward this onto your various creditors on a pro-rata basis. This arrangement will then ensure that you can afford other essential bills e.g. mortgage, rent and utility bills.
We have team of people dedicated to managing every aspect of your debt management plan to ensure that it works as efficiently as possible to control your debt and reduce it.
We can also work with you to negotiate full and final settlement offers for your creditors, allowing you to clear your debts in full earlier and at a reduced amount.
Our financial management programme has been designed to meet your needs. Our programmes are flexible so that if your circumstances change, then payments can be amended accordingly. If your income is reduced, then we can reduce your monthly payment so that it remains affordable.
If you find that you have a surplus of income available, then you can increase the amount you pay, this will enable you to pay off your debts off quicker.
We can also help negotiate a favourable settlement figure in the event that you are able to make a lump sum contribution towards your debts.
We will review your situation every six months to ensure that you are happy with our service and that we are aware of any changes in your financial circumstances.